> For the complete documentation index, see [llms.txt](https://tenfinance.gitbook.io/ten/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://tenfinance.gitbook.io/ten/lending/rewards-and-lockers.md).

# Rewards & Lockers

## Borrowers & Suppliers

* Users can stake tLEND tokens and receive Platform Fee Rewards in (USDT) 
* Users can unstake at any given point in time 
* Users will be deducted a penalty from their Platform Fee Rewards if they unstake their tokens before Vesting period is complete 
* Penalty Fee Rewards will follow the structure below; \
  • 50% penalty if user unstakes before 30 days \
  • 35% penalty if user unstakes after day 31 and before day 60 \
  • 25% penalty if user unstakes after day 61 and before day 90

## TENLockers

* Users can lock tLEND tokens for three (3) months and will receive Platform Fee Rewards plus Penatly Fee Rewards in (USDT) 
* The locked tLEND is subject to a mandatory three (3) months lock, and cannot be unlocked early
* Lockers earn the Penalty Fee Rewards from users who unstake their tLEND tokens before the 3 months Vesting period is complete